網貸加快接入徵信體系大綱

Oversight of online lending

網貸加快接入徵信體系

China will accelerate the process for the inclusion of credit information about online lending in its credit reference system to improve the institutions of joint punishment for dishonest borrowers, a regulatory official said. By the end of August, More than 200 online lending platforms had been connected to systems of the Credit Reference Center of the People's bank of China, the central bank, and Baihang Credit, China's first licensed personal credit agency, said Feng Yan, deputy director of the China Banking and Insurance Regulatory Commission's Financial Inclusion Department, on Monday.

銀保監會普惠金融部副主任馮燕9月14日表示，我國將加快推進網貸信用信息納入徵信系統進程，完善失信借款人聯合懲治機制。馮燕表示，截至8月末，已有200餘家網貸機構接入央行徵信系統和百行徵信系統。百行徵信是我國首個獲得授權的個人徵信機構。

The CBIRC has made remarkable achievements through special rectification of risks associated with internet finance.

馮燕說，互聯網金融風險專項整治工作開展以來成果顯著。

The number of online lending platforms still operating was 15 at the end of August, down 99 percent from the beginning of 2019.

截至8月末，全國在運營的網貸機構剩餘15家，較2019年初下降99%；

During the same period, the outstanding balance of this type of loans fell 84 percent, while the number of lenders declined 88 percent and the number of borrowers went down 73 percent, Feng said.

借貸餘額下降84%；出借人下降88%；借款人下降73%。