世界無現金化國家排名公佈,中國才排第6

The UK is the third most cashless society in the world, pipped to the post by Canada and Sweden, which were found to be ahead of the trend in ditching cash.

英國是世界第三大無現金化國家，在最後關頭輸給了加拿大和瑞典。加拿大和瑞典在無現金榜上名列前茅。

The rankings were based on six metrics: the number of credit cards per person; the number of debit cards per person; the cards in issue that have contactless functionality; the growth of cashless payments over the past five years; payment transactions made using non-cash methods; and the number of people that are aware of what mobile payments options they have available to use.

排名主要看六大指標：人均信用卡數、人均儲蓄卡數、上述兩種卡中的無密碼支付情況、過去五年無現金支付情況、無現金支付方式、使用移動支付人數。

The research, conducted by Forex Bonuses, looked at 20 of the world’s top economies, with only the top 10 ranked.

外匯贈金（Forex Bonuses）進行了一項調查，從20個世界經濟大國中選出無現金國家中的前十。

Canada topped the table because its citizens have more than two credit cards per person, and the majority (57pc) of payments are made using cashless methods. However, it had the lowest number of debit cards per capita of all countries included in the research, and only 26pc of its debt cards have contactless functionality.

加拿大位列榜首。加拿大人均信用卡量超過兩張，大部分（57%）支付方式都爲無現金。但是，加拿大的人均儲蓄卡量是20國中最低的，只有26%的儲蓄卡可無密碼支付。

In Sweden, 59pc of consumer transactions are completed through non-cash methods, and 47pc of citizens are aware of the types of mobile payment services available to them, making it the second most cashless country in the world, according to Forex Bonuses.

據外匯贈金報道，瑞典有59%的支付方式都是無現金支付，瑞典人中47%瞭解種種可用移動支付方式，瑞典因此成爲世界第二大無現金國家。

In the UK, 41pc of cards have contactless functionality, and British consumers own 1.48 debit cards per capita, pushing it to third place in the charts.

英國，41%的銀行卡可進行無密碼支付，英國人均儲蓄卡數爲1.48張，位列榜單第三。

China ranks at number six in the list. While the Asian superpower has strong scores for many metrics, it is let down by a lack of credit card usage and a high remaining prevalence for cash payments, using cashless methods for only 10pc of transactions.

中國位列第六。這個亞洲大國各項指標都成績不菲，獨獨缺少信用卡使用量，現金支付仍是大部頭，無現金支付方式只佔總交易支付方式的10%。

Debit, credit and charge cards were used for 10.3bn transactions in the UK in 2016, a rise of 5pc on 2015, giving plastic a 54pc share of all retail payments by volume, according to the figures from the British Retail Consortium (BRC) in July.

據七月份英國零售協會（British Retail Consortium (BRC)）數據顯示，2016年，英國的儲蓄卡、信用卡和賒賬卡交易支付量達到103億筆，比2015年上漲了5%，在零售交易總數中佔比54%。

It marked the first time that cards have surpassed the 50pc level in terms of volume of retail payments, with the popularity of plastic bolstered by the rise of different types of payment technologies such as contactless.

這是銀行卡支付首次在零售交易總數中佔比超過50%，各種各樣的支付方式（比如無密碼支付）使銀行卡支付不斷普及開來。

The use of debit cards in particular has grown, accounting for 8.1bn retail transactions last year.

儲蓄卡的使用情況尤其顯著，去年共完成81億零售交易支付。

Despite the move towards plastic, cash is still predicted to make up around a fifth (21pc) of payments in 10 years' time, according to Payments UK.

英國支付（Payments UK）說，雖然銀行卡使用逐漸增加，但是未來十年，預計現金仍會佔交易方式的五分之一（21%）。